Optimizing The 4% Rule: How to Build, Backtest, and Manage a Financial Independence Portfolio

Feeling trapped in your career? Regretting missing all the time with your children and family? Life seems to offer no other way without a job. Many people dream of financial freedom but don't know where to start and fear it is so far away.

In "Optimizing the 4% Rule," Grace shares how to explain the famous 4% rule, and how to optimize it, and also outlines the concrete steps for execution. Beyond all the calculations, she also offers insights into making informed career decisions that can eventually lead to financial independence.

Table of Contents

• Introduction
• Chapter 1: The 4% Rule
• Chapter 2: Backtesting
• Chapter 3: How to Find the Optimal Safe Withdrawal Rate
• Chapter 4: What Is the Worst Scenario?
• Chapter 5: How to Buy
• Chapter 6: How to Withdraw
• Chapter 7: How Much Do You Need?
• Chapter 8: FI Fund vs. Retirement Accounts
• Chapter 9: Best Practices that You Need to Know
• Conclusion
• About Author